Stripe vs Mollie pricing
Both are in payments apis. Stripe is billed per transaction (2.9% + $0.30); Mollie is billed per transaction (1.8% + €0.25 eu cards). Numbers below are copied from each vendor's pricing page.
StripeFree tier or trial
- Free tier
- Unlimited test-mode sandbox (no CC); pay-per-transaction live
- Billed
- Per transaction (2.9% + $0.30)
- Best for
- Developer-first payments platform
- Verified
- Jun 27, 2026
MollieFree tier or trial
- Free tier
- No setup/monthly fee; test mode free, pay per transaction
- Billed
- Per transaction (1.8% + €0.25 EU cards)
- Best for
- European local-payment-methods PSP
- Verified
- Jun 27, 2026
Stripe plans
| Plan | Price | What it covers |
|---|---|---|
| Standard (pay-as-you-go, US online) | 2.9% + 30¢ | Per successful online card charge; no setup or monthly fees. |
| In-person (Terminal, US) | 2.7% + 5¢ | Per successful in-person card payment. |
| Manually-keyed cards (US) | 3.4% + 30¢ | Per successful keyed-in card transaction. |
| ACH direct debit (US) | 0.8% (capped at $5) | Per ACH payment; disputes billed at $15 each. |
| Billing (subscriptions) | 0.7% of billing volume | Pay-as-you-go add-on; Tax add-on is 0.5% per transaction. |
| Custom / Enterprise | Contact sales | Interchange-plus (IC+) pricing, volume discounts, and multi-product discounts for large businesses. |
- Flat 2.9% + 30¢ rate is expensive for low-ticket and high-volume merchants vs. negotiated interchange-plus
- Costs stack quickly: +1.5% international cards, +1% currency conversion, $15 disputes, plus add-on product fees (Billing 0.7%, Tax 0.5%)
- Support is slow and generic for businesses without a dedicated account team, especially on chargebacks
Source: https://stripe.com/pricing
Mollie plans
| Plan | Price | What it covers |
|---|---|---|
| Online, Cards (EEA consumer Visa/Mastercard) | 1.80% + €0.25 | Standard blended rate per successful transaction; no setup, monthly or cancellation fees. |
| Online, Cards (EEA commercial / American Express) | 2.90% + €0.25 | Commercial cards and Amex; non-EEA cards 3.25% + €0.25. |
| iDEAL / Wero | €0.32 | Flat per-transaction fee for the dominant Netherlands bank-transfer method. |
| Bancontact | 1.40% + €0.25 | Belgian local card scheme. |
| SEPA Direct Debit / Bank Transfer | €0.35 / €0.25 | Flat per-transaction; PayPal priced as PayPal + €0.10, Klarna 2.99%+€0.35 up to 4.99%+€0.40. |
| In-person, Pro Plan | €20 / month | Lower in-person rates (≈0.85%–2.50% + €0.10); a no-monthly-fee Pay-as-you-go tier also exists (1.20%–2.90%). |
Source: https://www.mollie.com/pricing